Dr Bling Bling
Plain guides to seeing where your money went, and honest comparisons with other apps, including where they are better than ours.
Mint was free, popular and owned by a large company, and it closed anyway. Most articles about replacing it skip the lesson.
Most lists of the best budget apps are written for people in their thirties saving for a house. If you are living on a pension, the question is a different one.
You do not have to log a single purchase. Your bank has already written them all down, and a statement is the most complete record of your spending you will ever get.
Connected money apps cost around $100 a year. There is a reason for that, and it does not apply to every app.
Plenty of careful people will not connect a bank account to an app, and they are not being paranoid. There are three ways to manage without it.
Spendee is a tidy money tracker with wallets you can share. Dr Bling Bling does one narrower job, which is reading your bank statements.
EveryDollar's free version asks you to type in every purchase. Its paid version connects to your bank. There is a third way, which is to use the statement you already get.
Most people come to Rocket Money to find the subscriptions they forgot about. Your bank statement already lists every one of them.
Both are iPhone apps made by people who care how an app looks. They differ on the one thing that matters most here: how your money gets into them.
Monarch gathers every account you own in one live dashboard. Dr Bling Bling reads the statements you download and keeps the result on your phone.
These two apps answer different questions. YNAB asks what each dollar is going to do. Dr Bling Bling asks what your money already did.